Who Has the Cheaper Rate? (2022)

*Note: Unless otherwise stated, estimates are for full auto insurance coverage and reflect the profile of a 35-year-old driver with a clean driving record and good credit history.

The cheapest car insurance for Las Vegas drivers tends to come from USAA or Geico. USAA is only available to military personnel, veterans, and their families, so Geico is often the cheapest option for most Sin City drivers. State Farm also offers the lowest rates for Las Vegas drivers.

Cheapest Liability Auto Insurance in Las Vegas

USAA When Geico We usually offer the cheapest minimum coverage car insurance in Las Vegas. Those who chose USAA, on average, $616 per year or $51 per month, Geico policyholders are typically billed $784/year Or $65 monthly.

cheapest full coverage auto insurance in las vegas

once again, USAA When Geico Lowest average full coverage car insurance for drivers in Las Vegas. USAA average price is $1,366 per year or $114 per month, but the typical price for Geico across town is $1,387 annually Or $116/month.

Auto insurance premiums depend on several factors, which is why premiums vary greatly from person to person. In the next section, we examine what the cheapest Las Vegas auto insurance costs drivers in different situations.

Cheapest Auto Insurance Las Vegas: Age and Marital Status

Geico We usually offer the lowest rates for 24-year-old single drivers in Las Vegas, with an average quote of $1,097 per year Or $91/month. USAA tends to offer her 35-year-old married drivers the lowest rates, with an average estimate of $991 annually Or $83/month.

cheapest car insurance las vegas: sex

Geico typically has the cheapest auto insurance in Las Vegas for both men and women.average female driver pays $1,175 per year or $98 a month, the average estimate for male drivers is $1,008 per year Or $84/month.

Cheapest Auto Insurance Las Vegas: Risky Drivers

Your driving record plays a big role in your car insurance cost, and Sin City drivers with a clean driving record usually get the lowest premiums. Finding cheap car insurance is getting very difficult.

Las Vegas Auto Insurance Prices: Speeding Ticket

USAA Tend to offer the lowest price car insurance premium For Las Vegas drivers with a serious speeding ticket on their driving record.These drivers will receive an average fare estimate $1,682 per year Or $140 monthly.

Las Vegas car insurance prices: auto accident

Cheapest car insurance in Las Vegas for drivers with a record of at-fault accidents is usually at USAAThe company’s average estimate is $1,967 per year Or $164/month.

Las Vegas Auto Insurance Prices: DUI

Las Vegas drivers who drink and drive are most likely to find the cheapest fares state farmthe mean estimate is $2,056 per year Or $171/month.

The average car insurance premium in Las Vegas is $2,522 per year Also $210/monthThis is 46% higher than the national average annual premium of $1,730. However, the cheapest car insurance in Las Vegas he is offered by USAA and Geico, both of which are cheaper than the national average.

Las Vegas Auto Insurance Prices: What Affects Them?

Age, gender, marital status, and driving history are just a few of the factors that auto insurance companies use to determine your monthly premium. Several other variables can also affect how much you pay for the cheapest car insurance in Las Vegas.

Here are the factors that affect the price of car insurance:

• Year: young adult Teenage drivers also tend to pay much higher premiums than other age groups.
• driving record: A clean driving record tends to result in the lowest charges. Any accident or traffic violation will increase the cost of your Las Vegas car insurance.
• position: Auto insurance premiums vary depending on state regulations and the presence of risk factors in your area.
• sex: State-registered gender is also a factor.
• marital status: Married drivers often get cheaper car insurance than single drivers.
• credit history: Your credit score is a key factor in finding the cheapest car insurance rates in Las Vegas. Drivers with low credit usually pay more premiums than drivers with high credit.
• deductible: The lower your deductible, the higher your monthly car insurance coverage.
• coverage: Auto insurance options and coverage limits are key components of your annual premium.person to add uninsured car insuranceComprehensive Coverage and Collision Cover pay more than those who stick to liability insurance alone.

You may be able to save on auto insurance in Las Vegas by increasing your deductible or bundling auto insurance with homeowners, renters, or life insurance.

The availability of cheap auto insurance in Las Vegas isn’t particularly great, even for drivers with exceptional driving records and credit scores. Overall, USAA and Geico tend to offer the lowest rates for Sin City drivers, and insurance companies like State Farm are not far behind.

The only way to know you’ve found the best possible rate is Compare car insurance Quotes from multiple providers. If you want to find the cheapest car insurance in Las Vegas, you can get a quick quote online or talk to an insurance agent.

Cheapest car insurance in Las Vegas: FAQ

Below are some frequently asked questions about auto insurance in Las Vegas.