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last updated: August 3, 2022
If you’ve ever searched online for the cheapest insurance deals, chances are you’ve come across Otto Insurance. Otto and the adorable otter mascot can help you find cheap compensation in seconds, but are these claims credible?
A review of Otto Insurance on the company’s website paints the service as an insurance buyer’s dream. But dig a little deeper and you’ll soon find a very different picture.
Let’s take a closer look at the truth behind glowing Otto Insurance reviews to find out what the company offers and whether it’s worth using.
What insurance plans does Otto offer?
Many customers feel a little reluctant after visiting Otto’s website to discover that no insurance is actually offered at all. After all, Otto Insurance isn’t an insurance company itself, so it doesn’t really offer its own insurance options.
So what exactly is Otto, and where does the “insurance” part of its name come into play?
Otto claims to be an insurance price comparison site that offers various quotes from insurance companies in your area. However, after using the service, many customers find even these claims to be a bit misleading.
How does Otto Insurance work?
Otto Insurance claims to be a one-stop-shop for finding the best rates offered by various insurers. When you visit Otto’s website, you are asked to choose one of the various types of insurance, including:
Next, you will be asked to complete a short questionnaire. This survey asks questions about yourself and what you have insurance with. The whole process is relatively straightforward, but you can’t actually view available quotes without entering your contact information.
For many of our customers, this is where things get a little dicey.
Otto Insurance’s sketchy privacy policy
Before you can access a single quote, Otto requires you to submit personal information such as your name, address, phone number and email address. Otto Insurance’s Privacy Policy makes it clear that it also reserves the right to collect additional information from other “online and offline” sources.
In addition, Otto’s website may place cookies on your computer to collect everything from your IP address and Internet service provider to the area code associated with the server.
Why all the Big Brother action? Because while Otto Insurance claims to be a free tool aimed at helping customers, its real focus seems to be on generating leads for insurance partners. be.
Otto takes all the information it collects about you and passes it on to thousands of partner insurance providers. These companies will use your information to contact you persistently in order to sell their products.
Common Customer Complaints/Reviews About Otto Insurance
While there may be many excellent reviews of Otto Insurance provided by the company itself, other review sites are less flattering. reveals that there is only one
One of the most prominent complaints in Otto Insurance reviews is the fact that the companies with which Otto shares your information are not at all shy about contacting you. This usually results in a stream of unwanted spam calls and emails.
Additionally, many users complained that Otto ended up directing them to their own insurance company, resulting in quotes that were even higher than the premiums they were currently paying.
The truth is that while Otto Insurance claims to make it easy to compare rates, it rarely provides quotes. Most likely you will be directed to his website of a third party insurance company in your area. To get a real customized quote, you have to contact them all directly.
Also read:
Is Otto Insurance BBB accredited?
No. Otto Insurance is not accredited by the Better Business Bureau. Although it claims to work on behalf of its customers, Otto’s setup is actually designed to collect lead generation information on behalf of insurance companies. While the company is technically right in that it doesn’t try to defraud customers of money, it’s also not the convenient insurance quote comparison tool it claims to be.
How does Otto Insurance rank overall?
Overall, Otto Insurance has to be rated on the lower end of the spectrum, 1 star at most.
To be fair, Otto has been pretty transparent about the fact that once you visit their site, it’s not really an insurance service. However, their claim to provide users with free, comparable, up-front quotes is highly questionable.
You may be offered one or two vague quotes to compare against, but Otto warns you of the fact that most of the time an agent will contact you right away. By sending your information to Otto, you are less likely to have a list of solid quotes to compare against, and from more insurance companies than you ever knew existed. of spam calls are more likely to be dealt with.
Whether you’re looking for an online insurance quote comparison tool or a physical insurance provider, there are far better options than Otto Insurance.
Advantages and disadvantages of Otto insurance
You can find a lot of negative Otto Insurance reviews online, but if you don’t mind being contacted directly by a plethora of insurance companies, it might be worth looking into. Here’s a breakdown of Otto’s strengths and weaknesses:
- Entering your information into Otto is like alerting all insurance companies in your area that you are entering the insurance market.
- You don’t have to wait long until they all start contacting you to provide a customized quote
- Otto is not a licensed insurance company
- Otto claims to give users the opportunity to compare rates from various insurers, but in practice, it rarely yields quotes that may not reflect actual rates.
- Otto requires you to enter a large amount of personal information, all of which is passed on to over 1,000 insurance partners
- Otto doesn’t really give you access to comparable insurance quotes, but it does mean you get tons of spam calls and emails from various providers.
A great alternative to Otto Insurance Services
If you’re looking for an easy way to compare insurance quotes, you can also check out BestInsurer.com to find affordable rates. Please be assured that we do not sell personally identifiable information. Just enter your zip code and we’ll show you the best choices for cars, homes, renters, or life insurance
Find the Best Rates for You
There are also some good insurance providers here:
Many people land on the Otto Insurance website hoping to purchase coverage before realizing that Otto is not an actual insurance company. If this sounds familiar, we encourage you to check out one of these reputable providers.
progressive
Progressive is the largest auto insurance company in the United States and the third largest insurance company overall. With over 27 million customers, Progressive offers almost anything you want covered.
From home and car insurance to pet and travel insurance, Progressive has you covered. The company is also known for its wide range of discounts and customization options.
Getting a quote from Progressive is as easy as choosing the type of insurance you’re interested in and entering your information on their website. You can also contact Progressive directly by phone, email, or chat.
Prudential
If you’re looking for life insurance, look no further than Prudential. As a Fortune 500 company, Prudential is known worldwide for providing both insurance and investment services to individuals and institutions.
First founded in 1875, Prudential now serves customers in more than 40 countries. The company offers a wide range of plans and resources to help you choose the right plan.
Simply enter your information on the Prudential website to get a quote or contact a company representative if you have any questions.
We hope this helps you get an idea of how Otto Insurance works, what you can get from Otto Insurance, and whether Otto Insurance’s services meet your needs. Always be careful when distributing online.
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The responses below are not provided, commissioned, reviewed, endorsed or endorsed by any financial institution or advertiser. It is not the advertiser’s responsibility to ensure that all posts and questions are answered.
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