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If you frequently pay for excursions and dining out, the Capital One Savor Cash Rewards Credit Card* is the perfect rewards credit card for your fun lifestyle. The Savor Card offers an impressive 4% cash back on dining, entertainment, and streaming services, plus a solid 3% cash back on unlimited grocery purchases.
However, this card has an annual fee of $95. So before committing to it, you need to make sure you get enough value from the rewards and benefits to justify the cost.
See all the information the Capital One Savor card has to offer.
Earn cashback rewards
The Capital One Savor Cash Rewards credit card offers a variety of ways to earn cash for your spending. After opening your account, spend $3,000 in the first 3 months and you will receive your $300 welcome bonus right away.
The Savor Card offers unlimited 4% cash back on dining, entertainment and select streaming services. For example, you can get this 4% cash back rate when you shop at restaurants, fast food chains, bakeries, bars, lounges, etc.
A variety of activities count in the entertainment category, including zoos, tourist attractions, amusement parks, record stores, and bowling alleys. You can also earn bonus rewards in this category when you purchase tickets to movies, theater productions, and sporting events. Excludes college games, golf courses, cable subscriptions and memberships.
Streaming purchases on Netflix, Hulu and Disney+ qualify for the 4% cash back rate, but audiobook subscriptions, streaming fitness classes and Amazon Prime Video do not.
Cardholders also get 3% back at grocery stores. This includes supermarkets and specialty food stores, but excludes convenience stores, warehouse clubs, and superstores such as Walmart and Target.
Earn even more rewards with Capital One. For example, you’ll get 5% back on hotels and car rentals booked on your Capital One trip.
Using cashback
You can request cash in the form of a statement credit or check. Depending on your needs, you can choose to automatically redeem your rewards at a designated time each year or cash out at a certain threshold of $25 or more.
Alternatively, you can link your card to PayPal or Amazon.com and use your rewards at checkout. Another option is to redeem rewards for gift cards with various redemption rates.
In addition, you may be able to transfer your rewards to another Capital One account, but please read the fine print as restrictions apply.
Capital One Savor Entertainment and Shopping Perks
Whether you’re looking for tickets or window shopping online, a Capital One Savor card can help.
Among other benefits, the card offers free 24/7 concierge support for setting up entertainment reservations and dinner reservations. It also comes with a free extended warranty on items purchased with the card.
Understanding the details is important to getting a good cash back percentage on your Capital One Entertainment spending. Eligible ticket purchases count, but exclude tickets purchased through the cardholder-only presale page and tickets purchased through Capital One Dining.
Experience/Event
Savor cards regularly feature events such as concerts, festivals, tastings and sporting events. Cardholder benefits vary by event and include first dibs on tickets, the option to purchase all-inclusive packages, access to cardholder lounges within entertainment venues, and discounts on food and beverages. Department experiences are available to cardholders only.
Helps track savings online
Cardholders can target bargains from online merchants using the free Capital One Shopping browser extension. This web tool lets you know if the item you’re looking at is available elsewhere at a lower price, alerts you to price drops, and automatically applies coupon codes at checkout to maximize your savings. I will try to
Capital One Savor Travel Awards
Take your Savor card with you when you go out to enjoy travel-related benefits.
Uber benefits
Savor Cardholders can get 10% back on Uber and Uber Eats, plus a free Uber One membership for up to two years until November 14, 2024.
This is one of the best rideshare perks available today. In comparison, the Chase Sapphire Preferred® card (same $95 annual fee) offers 5x points on Lyft rides (until March 2025), while the American Express® Gold Card ($250 annual fee) offers up to A $120 Uber Cash credit will be provided. 10% cash back on the Savor card is Uber’s preferred rideshare and can be of great long-term value if you use it often.
No foreign transaction fees
No foreign transaction fees are charged for purchases made outside the US, making this card a good choice for international travel.
travel accident insurance
When you pay your fare or rental with Capital One Savor, you’re automatically enrolled in travel accident insurance for the duration of your trip.
24/7 travel assistance
If you get stuck or need help while away from home, you can always call for help. And if you lose your card, you can request an emergency replacement card and cash advance to fix the problem.
Capital One Savor security and protection benefits
Capital One Savor also offers several features to protect account data and protect cardholders from fraud.
virtual card number
Secure your card information online with a virtual card number connected to your Capital One Savor account. To use this feature, you’ll need to download a browser extension for Google Chrome, Microsoft Edge, or Mozilla Firefox and link your cards.
account alert
Eno, Capital One’s digital assistant, provides text or push notifications when it detects unusual account activity, such as duplicate charges.
Cardholders can also receive alerts about possible fraud by text, email, or phone.
Additionally, credit monitoring is available through CreditWise. Check your score on demand or get a weekly summary of recent changes.
Protection against lost or stolen cards
If you lose your card, you can use the Capital One mobile app to lock your card and prevent unauthorized purchases. Certain types of account activity (such as dispute adjustments and interest charges) will continue while your card is locked.
And thanks to Capital One Savor’s $0 Fraud Liability Policy, you won’t have to worry about paying fraudulent charges if a thief gets their hands on your card.
Alternative Capital One Cards to Consider
Not sure if the Savor card’s benefits are worth the $95 annual fee? .
The Capital One SavorOne Cash Rewards Credit Card offers 3% cash back on dining, entertainment, groceries (excluding Target and Walmart purchases), and streaming services, plus 1% cash on all other spending. provide back. Get 10% back on Uber and Uber Eats and 5% back on hotels and rental cars booked with Capital One Travel. We also offer a $200 welcome bonus when you spend $500 in the first 3 months.
However, if food and entertainment are your primary spending categories and you can earn enough rewards to recoup your annual fee, the Savor card might be worth more.
Conclusion
Capital One Saber offers great reward rates on entertainment and dining, whether you’re heading straight to a theme park or stadium, or grabbing a takeaway and watching a movie on your couch. And when you factor in cash back on groceries, Uber benefits, travel and shopping benefits, and access to events, you get a lot of value for the $95 annual fee. Plus, getting a $300 welcome bonus (after he’s spent $3,000 within three months) more than offsets his initial one-year fee.
*All information regarding the Capital One Savor Cash Rewards credit card is collected independently by Bankrate and is not verified or approved by the issuer.
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