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As of November 4, 2022
Wells Fargo Reflect® Card
City Simplicity® Card
Discover it® balance transfer
APPLY NOW For Wells Fargo Reflect® cards
About the Wells Fargo Secure Website.
APPLY NOW For Citi Simplicity® Cards
Citi Secure Website.
APPLY NOW For Discover it® Balance Transfer
Discover secure website.
Fees and Fees
Fees and Fees
Credit rating requirements:
Good/Excellent (670-850)
Being within this credit range does not guarantee acceptance by the issuer. Applications must be submitted to the issuer for a potential approval decision. There are different types of credit scores, and creditors use different credit scores to make lending decisions.
Credit rating requirements:
Good/Excellent (670-850)
Being within this credit range does not guarantee acceptance by the issuer. Applications must be submitted to the issuer for a potential approval decision. There are different types of credit scores, and creditors use different credit scores to make lending decisions.
Credit rating requirements:
Good/Excellent (670-850)
Being within this credit range does not guarantee acceptance by the issuer. Applications must be submitted to the issuer for a potential approval decision. There are different types of credit scores, and creditors use different credit scores to make lending decisions.
Welcome offer:
none
Welcome offer:
There is an intro balance transfer fee of 3% (minimum $5) for each transfer completed within the first 4 months of account opening.
Reduce remittance fees for introductory balances
Welcome offer:
Discover equals all cashback earned at the end of the first year.
cashback match
Benefit program:
none
Benefit program:
none
Benefit program:
Once activated, you’ll receive 5% cash back at various locations each quarter, up to a maximum quarterly amount.1% unlimited cash back on all other purchases – automatically
1% – 5% cashback
Introductory APRs:
0% introductory annual interest rate for 18 months from account opening and transfer of eligible balance at time of purchase. Introductory APR extension of up to 3 months with minimum payment during the introductory and extension period. The bank transfer fee is 3% for the first 120 days after account opening and up to 5% thereafter. Minimum: $5
Purchases: 0% Introductory APR, up to 21 months from account opening
Balance Transfer: 0% first-year APR, up to 21 months from account opening for eligible balance transfers
Introductory APRs:
Purchases: 0%, 12 months
Balance transfer: 0%, 21 months
Introductory APRs:
Purchases: 0%, 6 months
Balance transfer: 0%, 18 months
Normal APR:
15.99% – 27.99% (variable)
Normal APR:
16.99% – 27.74% (variable)
Normal APR:
14.99% – 25.99% Variation APR
Annual fee:
$0
Annual fee:
$0
Annual fee:
$0
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- 0% introductory annual interest rate for 18 months from account opening and transfer of eligible balance at time of purchase. Minimum timely payment during the introductory period will extend the introductory APR for 3 months. Variation APR from 15.99% to 27.99%. Balance transfers made within 120 days are subject to the introductory rate and a 3% fee, followed by a BT fee of up to 5% (minimum $5).
- $0 annual fee
- Get up to $600 in protection against damage or theft of your phone ($25 deductible applies) when you pay your monthly mobile phone bill with a qualifying Wells Fargo card.
- Access personalized deals from a wide range of merchants through My Wells Fargo Deals. It’s an easy way to earn cash back as account credit when you shop, dine or enjoy an experience simply by using a qualifying Wells Fargo credit card.
- Select ‘Apply Now’ to learn more about product features, terms and conditions
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- No late fees, no penalties, no annual fees…
- 0% first-year APR for 21 months from first transfer date and 0% first-year APR for 12 months from account opening date. The variable APR then ranges from 16.99% to 27.74% based on creditworthiness. The account transfer must be completed within 4 months of opening the account.
- Balance transfers completed within 4 months of account opening will be subject to an initial balance transfer fee of $5 or 3% of the amount transferred, whichever is greater.
- Secured with Citi® Quick Lock and $0 liability for fraudulent charges
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- Intro Offer: Unlimited Cashback Matches – Only from Discover. Discover will automatically match all cashback earned at the end of his first year!There is no minimum spend or maximum reward. You can convert $150 cash back to $300.
- Activate to earn 5% cash back on your daily purchases at various quarterly locations including Amazon.com, grocery stores, restaurants and gas stations, up to a quarterly maximum. Plus, automatically earn unlimited 1% cashback on all other purchases.
- Discover helps you remove your personal information from certain people search websites. Activate for free with the mobile app.
- Redeem $1 for every $1 earned in cashback.
- There is no annual membership fee.
- Click “Sign up now” and review the terms and conditions.
APPLY NOW For Wells Fargo Reflect® cards
About the Wells Fargo Secure Website.
APPLY NOW For Citi Simplicity® Cards
Citi Secure Website.
APPLY NOW For Discover it® Balance Transfer
Discover secure website.
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