Chase United Quest Card Review 2022: Great Deals for United Flyers

Chase United Quest Summary

If you’re a frequent flyer with United and looking for extra benefits but don’t want to exceed the $525 required for a United Club Infinite Card, the Chase United Quest Card may be the perfect compromise.

The card has a variable APR from 18.74% to 25.74% and an annual fee of $250. This may look expensive at first glance, but it’s less than half the cost of the United Club Infinite Card and Chase United Quest Card. We don’t skimp on functionality.

Main function

The United Quest card received a score of 4.8 from GOBankingRates. The highest ranked features are:

Number of rewards

From generous sign-up bonuses to $125 in United purchases credit per year, the Chase United Quest Card offers a wide range of perks.

Cardholders who spend $4,000 on their new card within 3 months of account opening will earn a bonus of 70,000 miles. You can also earn her 5,000 miles bonus twice a year when you use your miles to book flights with United. Earn miles on your daily purchases. After the first $125, earn 3 miles per dollar spent on United, 2 miles per dollar on other travel, dining and eligible streaming services, and 1 mile per dollar on everything else.

Beyond these headline benefits, however, the Chase United Quest Card offers additional less-discussed perks.

• Trip cancellation/interruption insurance up to $1,500 per person, $6,000 per trip
• Baggage Delay Insurance Up to $100 per day, up to 3 days
• Lost Baggage Reimbursement up to $3,000 per passenger
• visa concierge
• Travel delay reimbursement up to $500 if the delay is 12 hours or more or if an overnight stay is required
• Auto Rental Collision Damage Waiver — primary coverage, but many other cards only offer secondary coverage
• Purchase Protection covers up to $10,000 per claim, $50,000 per year against damage or theft for 120 days.
• Additional 1 year extended warranty protection after manufacturer warranty
• Free 1 Year DashPass Membership With Free Delivery On DoorDash And Caviar Orders

Some cardholders may not need these services at all, but they do include a fair amount of extra perks at no extra cost.

foreign transaction fee

The Chase United Quest Card does not charge foreign transaction fees. Whether you buy directly or from a foreign website, you will never pay extra for foreign transactions with this card.

Number of travel awards

In addition to daily rewards, the Chase United Quest Card offers an impressive number of travel perks. United flyers can receive priority boarding, his 25% discount on in-flight purchases and two free checked bags when using the card. Also, for Global Entry, TSA PreCheck, or NEXUS he offers up to $100 reimbursement every four years.

The first $125 spent on United purchases is automatically refunded each year as a statement credit. Book with the card to enjoy exclusive Luxury Hotel & Resort Collection benefits including breakfast for two, dining or spa credits, and room upgrades. , depending on what is available at the booked hotel.

destination

If you want to use your miles to travel for free, we recommend using a card affiliated with an airline that flies to multiple destinations around the world. United Airlines has one of the largest flight networks in the world (especially when working with Star Alliance partners), so the Chase United Quest Card makes sense for those looking for a multitude of destinations.

Chase United Quest card features

While not a top-tier credit card, the Chase United Quest Card is well positioned in the mid-tier range, offering a decent range of bonuses for its $250 annual fee. With an annual United purchase credit of $125, this price is effectively halved for frequent United travelers.

You can also earn bonus miles by referring your friends to the United MileagePlus card. Earn 10,000 bonus miles (up to 100,000 miles annually) when your friend is approved.

Equivalent United Card Options

Chase offers a variety of credit cards designed specifically to appeal to United’s frequent flyers. These cards are strategically placed in four tiers, but the lowest tier, the fee-free Chase United Gateway card, offers minimal benefits on a comparative basis. The mid-tier Chase United Quest card sits between the bottom-tier United Explorer card and the top-tier United Club Infinite card.

Let’s see how these two cards stack up with the United Quest card.

united explorer card

The United Explorer Card offers fewer benefits than the Quest and Club Cards, but it has a much lower annual fee of just $95 and the first year is free.

This card is more suitable for casual United travelers and offers similar benefits to the United Quest card, but to a lesser extent. For example, the United Explorer card gives him double miles on United purchases, while the United Quest card gives him triple miles. The sign-up bonus gives him 50,000 miles after spending $3,000 in the first three months. In the first three months he spent $4,000. Similarly, the United Explorer Card offers 1 free checked bag, while the Quest Card offers 2 free checked bags.

However, both cards offer the same credit up to $100 in Global Entry, TSA Precheck or NEXUS once every four years, and the same benefits such as trip cancellation insurance, lost baggage coverage, and major car rental insurance. We also offer perks.

In short, the United Explorer Card gives you most of the same benefits as the United Quest Card.

united club infinite card

If you want to maximize your United benefits and cost is not an issue, the United Club Infinite Card is for you. Potential cardholders may be intimidated by the hefty $525 annual fee, but for heavy United users, the card pays well on its own.

The card’s main feature is a United Club membership worth up to $650 on its own. Beyond that, the card’s benefits are very similar to the United Quest Card, but on a higher tier, offering 4x miles on United purchases and $5,000 in the first three months as a sign-up bonus. We will provide 80,000 miles after sending.

The United Club Infinite Card is a great way for frequent flyers to purchase a United Club membership at a small discount and receive the extra benefits of the card essentially for free. For the casual traveler, however, the Quest or Explorer cards are more suitable.

How to apply

Applying for a Chase United Quest Card is easy on the Chase website. You will be required to provide both personal and financial information, from your name, address and date of birth to your social security number, employment status and annual income.

Applications are often approved online in seconds. However, for some applicants Chase may require additional verification, which may take him 7-10 business days.

Who is the Chase United Quest Card Best For?

The Chase United Quest Card offers benefits to all cardholders, but is best suited for frequent United flights. Generous sign-up bonuses are available to many, but additional benefits are tailored to United customers.

For example, you can earn double miles on travel, dining and streaming services, but you can only earn up to triple miles on United purchases. Likewise, you’ll receive $125 in annual credit, which is half off your annual fee, but only on United purchases. Combine this with his two flight award credits of 5,000 miles per year, priority boarding, free checked baggage, and a 25% discount on in-flight purchases (all of which apply only to United flights), and this credit card is for everyone. It’s clear that it’s best for

final take

Unless you’re looking for airport lounge access, the Chase United Quest Card ticks most of the desired boxes on airline credit cards. From airport perks to sign-up bonuses to ongoing perks, the Chase United Quest Card is packed with features.

You have to pay a slightly higher fee of $250 per year to access the benefits, but this is at least partially offset for frequent United travelers who take advantage of the $125 per year United Purchase Credit. This card is very attractive because anyone with access to all $100 of Global Entry, TSA PreCheck, or NEXUS credit can effectively receive all remaining benefits for just $25 in the first year. worth it.

However, if you are not a member of United’s frequent flyer program, your benefits are significantly limited. In that case, you might be better off getting a generic travel rewards card with points that can be used for a variety of different programs.

Prices are subject to change. Prices are updated periodically unless otherwise stated. All other information regarding your account is accurate as of October 5, 2022.

Editorial note: This content was not provided by the organizations featured in this article. The opinions, analyses, reviews, evaluations or recommendations expressed in this article are those of the author only and have been reviewed, endorsed or otherwise endorsed by the bodies named in this article. Not a thing.

Information related to the Chase United Quest Card, United Gateway Card, United Explorer Card and United Club Infinite Card is collected by GOBankingRates and has not been verified or provided by the issuer of this product/card. Product details may vary. Please refer to the publisher’s website for the latest information. GOBankingRates does not receive a commission for this product.