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Do you have pet insurance? – we asked [33] Here’s what they said with dog owners

Pet insurance is “worth it” if you can afford the premiums, but you can’t afford an emergency vet bill.However, the best plan is to only have a pet if you can afford veterinary care, and set aside a special savings account for emergency pet care.- Louise

Very worth it. I have a whole country It used to be VPI. It’s not exhaustive, but very helpful. It was my first two dogs and it cost me more than that. I don’t need it much with the two I have now, but if something happens, I would like to receive the best treatment without hesitation. Really helpful. – Beth

Yes it’s worth it. But you have to buy it wisely. You have care credits available when you need them. There are no treatments left out because it’s up to me! Great rates and repayment options. I have saved my bank account many times. – Jennifer

When I’m with my previous dog, Louis (French Bulldog), and my current dog, Lucy (Dachshund), I’m always taken care of.

It is more than paid for itself each time.I recommend getting pet insurance unless you can afford $10,000 for emergency surgery. Healthy paws are highly recommended!!! – Leo

My vet once said…my “dogs are expensive” account. Whatever your pet insurance rate is…let’s say $100…put it into your “DAE” account each month.If you’re heading into the end of the year, roll over that money….and if you need a lot of money, you’ve got it..whatever you decide. .Good luck! – Peggy

with my last dog. I paid for 17 years and never claimed. Definitely the two I have now. My JR managed to stick a piece of dog toy into her gut. Both my dogs are young and I don’t like the fact that the premiums have gone up – 3&2 are not senior dogs. – kit

Check with your veterinarian or local veterinarian before confirming a quote. One issue with many pet insurances can actually affect how much your veterinarian or clinic charges for services based on what you need or need to pay. If you pay, the basic x-ray fee can be $100, but with Insurance A, you either have to pay a clinic a lot of money a year to become a member, or you need a lot of paperwork, Fees can increase to $130 as payments take too long. 150. If there is a deductible, you will pay more.Your vet will also know which is more reliable for your area and your breed’s needs.-Candy

I never had a pet without insurance. The risks of injury and health problems associated with sudden aging are too high. Daily tests and vaccines are incidental expenses compared to the many things your hairy family can go wrong. – Holly

I’m furious that insurance companies have made it so incredibly expensive to have a pet.I hope these monsters are regulated and insured and healthcare is non-profit!!!!! – Rhonda

Yes, Healthy Paws were great. My boston has always been on eye meds for about 6 years, 2 surgeries, I have his 80% and they pay right away. – Linda

Worth it if you plan ahead. One of my dogs, who got insurance a year or so after I was adopted, the insurance denied everything…she had an ear infection when she was 3 years old, so the existing As a condition, even an ear infection at age 10. Another dog was immediately insured (lesson learned!). 10 years later he had a lot of medical bills and 90% covered so he couldn’t be more grateful to have insurance – Shannon

Definitely worth every penny! Our Shit tore her ACL, swallowed her husband’s hearing aid and put the whole thing in her mouth!!! We have healthy feet. very satisfied. I wish I had gone with 90% coverage instead of 80%.Get it before it causes problems!! – January

No, not worth it. I love my baby, but it’s like human insurance and has little value. In many cases, whatever your pet has insurance on won’t cover it, so you’re still going to pay for the yin and yang. paying a lot of money to – Nancy

yes. My dog ​​has developed an allergy. The premium is $73. Apoquel formula plus everything else that goes wrong. She was coughing on medication and her bill was over $400. We are very happy to have insurance. – Pamela

Yes! For ten years I have not had to use it. After that my dog ​​got very sick and had to go to the veterinarian. I was in the , so I almost returned. – Erica

worth it! Prevention/wellness services are not usually included in accident/injury plans, but are offered separately (at a higher cost) by most policies. When you get a pet, get compensation as soon as possible…pre-existing conditions are rarely compensated for, and the older the dog, the higher the cost. I have been across the country through my previous employer. After I quit my job, plans were to follow my pet for life, but (briefly) the plans were cancelled. So now I am getting new insurance through ManyPets for my dog ​​he was 9 when he got the Nationwide plan but now he is 13 and has a pre-existing condition. For all three of her dogs, it’s about $235 a month (each with an optional wellness plan added). But if something happens to any of my “children” I will pay a deductible of $250 a year.Then ManyPets will cover 80% of him – no lifetime limit.- Andrea

yes. worth it. I don’t know what will happen. I see many people funding me to help animals that should have been covered by insurance. FYI, Torpanion is a bit pricey, but if your vet signs you up for the system, you can pay the vet directly. – Blythe