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Earn up to $250 Cash Back

Sarah Dow by Sarah Dow
October 20, 2022

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Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.

retail cyber online shopping gift card holiday black friday sale credit card

Online shoppers can do extra well this holiday season with the new offer from the Amex Blue Cash Everyday.

Crystal Cox/Business Insider



  • The Blue Cash Everyday® Card from American Express currently offers a bonus of a $100 statement credit after you spend $2,000 in purchases on your new card in the first 6 months of card membership and up to $150 back by earning 20% back as a statement credit on purchases when you shop with PayPal in the first 6 months.
  • Its previous offer was a $200 statement credit after spending $2,000 on purchases within the first six months from account opening.
  • The card is great for online shopping — and this new offer makes it even better.
  • Read Insider’s guide to the best credit cards.
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The $0-annual-fee Blue Cash Everyday® Card from American Express was already one of the best cash-back credit cards on the market, even before its recent makeover solidified it as one of the best credit cards for online shopping.

The card has just received another improvement — at least temporarily. You’ll earn an increased bonus of $100 statement credit after you spend $2,000 in purchases on your new card in the first 6 months of card membership and up to $150 back by earning 20% back as a statement credit on purchases when you shop with PayPal in the first 6 months (cash back is received in the form of Reward Dollars that can be redeemed as statement credits). The previous welcome bonus offered $200 — so this current offer is 25% more generous.

As you’ll see, online shoppers will have a remarkably easy time earning this new bonus. It comes just in time for the holiday shopping season, too.

Insider’s Featured Rewards Credit Cards

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Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Earn unlimited 3x points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Earn 1x points on other purchases.

30,000 bonus points when you spend $1,500 in purchases in the first 3 months from account opening

Earn 3x ThankYou® points at restaurants and supermarkets. Earn 3x ThankYou® points at gas stations, air travel, and hotels. Earn 1x ThankYou® points on all other purchases

80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Here’s a quick reminder of what you’ll get with this card to help you decide if it’s worth opening with an increased bonus.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Amex Blue Cash Everyday now offering up to $250 bonus

American Express Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express


Intro offer

$100 statement credit after you spend $2,000 in purchases on your new card in the first 6 months of card membership and up to $150 back by earning 20% back as a statement credit on purchases when you shop with PayPal in the first 6 months


Rewards

Earn 3% cash back at U.S. supermarkets, online retail purchases, and at U.S. gas stations (on up to $6,000 in each category per year in purchases, then 1% cash back). Earn 1% cash back on all other purchases.

American Express Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express


Intro offer

$100 statement credit after you spend $2,000 in purchases on your new card in the first 6 months of card membership and up to $150 back by earning 20% back as a statement credit on purchases when you shop with PayPal in the first 6 months


Rewards

Earn 3% cash back at U.S. supermarkets, online retail purchases, and at U.S. gas stations (on up to $6,000 in each category per year in purchases, then 1% cash back). Earn 1% cash back on all other purchases.

On American Express’s website

American Express Blue Cash Everyday® Card from American Express

On American Express’s website

Card Details


Rewards

Earn 3% cash back at U.S. supermarkets, online retail purchases, and at U.S. gas stations (on up to $6,000 in each category per year in purchases, then 1% cash back). Earn 1% cash back on all other purchases.


Intro offer

$100 statement credit after you spend $2,000 in purchases on your new card in the first 6 months of card membership and up to $150 back by earning 20% back as a statement credit on purchases when you shop with PayPal in the first 6 months


Recommended Credit

Good to Excellent


Regular APR

16.99% – 27.99% Variable


Intro APR

0% intro APR on purchases and balance transfers for 15 months from account opening

Pros & Cons

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Good bonus cash-back rate at US supermarkets

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No annual fee

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If you spend more than $6,000 at US supermarkets in a year, you should use another card to earn bonus rewards once you hit that cap

Highlights

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  • Earn up to $250 – Here’s How: Earn up to $150 back when you shop with PayPal. Earn 20% back as a statement credit on purchases when you use your new Card to check out with PayPal at merchants in the first 6 months of Card Membership, up to $150 back. Plus, earn $100 back as a statement credit after you spend $2,000 in purchases on your new Card in the first 6 months of Card Membership.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 16.99% – 27.99% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Get $7 back each month after using your Blue Cash Everyday Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
  • Terms Apply.
  • See Rates & Fees

Additional Reading

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Read our review

Read Our Review A looong arrow, pointing right

The Blue Cash Everyday® Card from American Express now offers the following welcome bonus worth up to $250: a $100 statement credit after you spend $2,000 in purchases on your new card in the first 6 months of card membership and up to $150 back by earning 20% back as a statement credit on purchases when you shop with PayPal in the first 6 months.

While this new bonus potential is significantly higher than the previous offer, it’s a bit more difficult to earn:

  • To get the full bonus with this new offer, you’ll have to make $750 in PayPal purchases and at least another $1,250 on purchases within the first six months from account opening.
  • The old offer was a $200 statement credit after spending $2,000 on purchases within the first six months from account opening.

Fortunately, spending with PayPal is super easy. PayPal is a ubiquitous payment option for online purchases. Simply link your Blue Cash Everyday® Card from American Express to your PayPal account and use the card as your preferred PayPal payment method. Then, at checkout, select PayPal as your payment method.

If you’ll spend $750 in online shopping within the next six months, you should have no trouble earning this bonus.

For everyday spending, the Blue Cash Everyday® Card from American Express offers the following return rates:

  • 3% cash back at U.S. supermarkets on up to $6,000 spent per year (then 1% back)
  • 3% cash back at U.S. gas stations on up to $6,000 spent per year (then 1% back)
  • 3% cash back on U.S. online retail purchases on up to $6,000 spent per year (then 1% back)
  • 1% cash back on all other eligible purchases

This card offers great earnings on common purchases — but that online shopping category is rare.

Here are some other notable benefits:

  • $7 monthly statement credit toward your Disney Bundle subscription** (which includes Hulu, Disney+, and ESPN+), up to $84 per year.
  • $15 monthly credit towards your Home Chef subscription** (up to $180 in credit per year).

For a no-annual-fee card, the card has a huge upside.

Bottom line

The Blue Cash Everyday® Card from American Express comes with a new and improved welcome bonus worth up to $250: a $100 statement credit after you spend $2,000 in purchases on your new card in the first 6 months of card membership and up to $150 back by earning 20% back as a statement credit on purchases when you shop with PayPal in the first 6 months.

If you’ve been thinking about this card, a new bonus like this could be the incentive you need to take action. From statement credits alone, you can potentially receive more than $500 in value during your first year — and much more than that if you regularly spend in the card’s three common bonus categories. 

Joseph Hostetler, CEPF

Credit cards reporter

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Sarah Dow

Sarah Dow

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