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Bring some sparkle to your wallet!
Key Point
- Most major issuers offer metal versions of some cards.
- Many of the metal cards are luxury rewards cards with high annual fees, but there are some options with no annual fee.
- Generally, you don’t need to pay extra for metal cards.
For credit card collectors like myself, the aesthetics of credit cards is a fascinating topic. There are so many varieties out there! Some cards are simple and practical. Other cards have actual artwork designed by famous artists. and everything in between.
Next is the metal card. These laser cut, embossed, heavy Cards grab attention everywhere. Even the ugliest metal credit card will start a conversation because of its sheer mass. But there are also downright gorgeous metal options. (I’ve seen couples who want to apply just for the aesthetics!)
Metal cards were previously an exclusive benefit of invite-only cards. However, today you can find them from almost all major card issuers.
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The issuer |
Number of metal cards |
Annual fee |
---|---|---|
american express |
7 |
$95+ |
bank of america |
2 |
$95+ |
capital one |
3 |
$95+ |
tracking |
6* |
$0+ |
city |
2* |
$450 |
Discover |
0 |
– |
US bank |
3 |
$0+ |
wells fargo |
3* |
$0+ |
Some cards are not currently open to new applicants.
To learn more about metal cards and find yours, check out the guide below. best metal credit card.
Believe it or not, all you need to do to get a metal credit card is apply and get approved. It’s really that simple.
All right, getting metal card approval may not be so easy. Most metal cards are reward credit cards. This means that you should have at least enough credits. And if you want one of the premium cards with high annual fees, you’re going to want a good credit.
Are there any annual membership fees?
No! Admittedly, many metal credit cards have an annual fee.In fact it goes without saying many There is some charge for them. This is because it is typically a premium travel reward card or other top tier reward card.
That said, there are no metal card annual fee options. I can do it.
Metal cards are probably more expensive to manufacture than plastic ones, so it’s reasonable to assume that you’ll have to pay extra for the metal option. Metal credit cards from major issuers are automatically shipped upon approval. No additional fees other than the applicable annual fee are required.
The only difference between metal and plastic cards is the material. It works exactly like a plastic card, with the same EMV chip and contactless payment options.
Metal cards are usually made from some kind of metal alloy, including aluminum and stainless steel. More expensive cards are made of fancy materials like titanium, while the ultra-elite luxury cards are gold and platinum.Special edition cards made of unique materials like airplane cladding. There are also some
Due to the nature of metal cards, information is laser etched into the surface rather than printed or stamped onto the card like plastic cards. Nate!
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