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Once that TGIF feeling kicks in, it can be hard to spend a weekend without throwing caution to the wind.A working week can be stressful, after all. And since many of us are in fear-of-fire mode, we may be dealing with extra anxiety and spending more time and face time at work than normal.
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You might be wondering: Why not take your weekend off and hit the ground running? Especially if you just got your paycheck? Unfortunately, weekend spending can quickly add up and land you in trouble, aka debt. .
Rebecca Gramaglia, consumer expert at TopCashback.com, said, “When it comes to spending on the weekends, we see things like evening drinks, coffee runs, brunch with friends, and various add-ons like popcorn and candy at the movies. may be added.
How can you budget your weekend fun regardless of how many people you have in your family without sacrificing fun? what is it?
Alternate “no spending” weekends
“If you have several activities scheduled for the weekend, be sure to hit the pause button for non-essential expenses related to the event,” Gramlia said. , give your wallet a break, and alternate weekends with no spending to keep up with the few fun outings a month.
Do “no money” weekdays
DealNews.com consumer analyst Julie Rumhold said, “If you work a standard 9-to-5 and need to save for a big weekend plan, you should at least go to work to some extent. “For example, consider taking your lunch out. Still, it’s okay to have coffee in the morning, especially if you’re running late. 100 Unless you eat a yen menu, the cost of coffee in the morning is likely to be incomparable to eating out.
“By avoiding unnecessary spending on weekdays, you’ll have more money to spend on fun on the weekends.”
Plan one epic weekend each month
“If you’re finding it hard to save money and do something fun every weekend, pick one big thing to do each month and plan one weekend to be a ‘fun’ weekend.” Consider this. This doesn’t mean you have to do nothing every other week. But if you keep 3 out of 4 of them pretty modest, you can do big things that might cost you a lot without sacrificing a lot and spending a weekend every month. ”
get more free stuff
“If you don’t have to pay for all your activities on the weekend, you definitely save money overall. put it in,” said Ramhold. “For example, look for free brewery, winery, or distillery tours. They may offer product tastings later. These are very good for checking out local products.” It tends to be a way, and if it’s free, you can use your savings later on a delicious meal.”
plan ahead
“Even if you don’t want to enjoy one big weekend each month, you can still plan ahead,” says Ramhold. “Make at least a tentative plan of what you might want to do for at least a month and try to keep it in mind. If the first plan doesn’t work out, you still have weekend budget left so you can try something else instead.”
Use the right credit card
“Choosing the right credit card can save you money on your everyday purchases,” says Gramuglia. “Check the terms of your credit card’s program to determine which spending categories earn you the most cash back, reward points, or miles per dollar, and always use that card for those purchases.” Depending on the program, you may be able to apply these rewards to your bill as line item credits.”
Join our Loyalty Program
“To save money, a retailer loyalty program is a great place to start,” says Gramuglia. “Earn exclusive coupons and discounts by simply entering your phone number or email at checkout, or using your store card.Some of these programs offer credit cards as a savings method. For example, Target offers a RedCard program that automatically applies a 5% discount on eligible products at checkout.”
Take advantage of cashback sites
“Buying new clothes for a weekend outing or looking for a Groupon activity deal?” said Gramlia. “Avoid paying full price and use cashback sites.”
In addition to Gramuglia’s TopCashback, you can try sites such as Capital One Shopping, Swagbucks, Ibotta, and Honey.
Tap Membership
“Whether you have a particular credit card or participate in a membership program such as AAA, you may be able to get discounts at restaurants, hotels, car rentals, and more,” says Gramuglia. “For weekend road trips, consider signing up for gas station his chain’s loyalty program (such as Shell Fuel Rewards or Exxon Mobil Rewards+) to save even more on refueling.”
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