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KB Kookmin Bank announced on November 9 that KB Smart Loan has surpassed $10 million in Cambodia. KB Smart Loan is a non-face-to-face credit loan product offered by subsidiary Kookmin Bank Cambodia.
KB Smart Loan is a non-guaranteed credit loan product that allows customers to obtain loans of up to $30,000 with non-face-to-face identity verification without going to the store. It was launched last November by establishing a process that allows Kookmin Bank Cambodia branches to complete loan screening within five to ten minutes. Prior to the new process, loan approvals typically took 1-2 weeks. It has been well received in the local market, including salaried workers with a high credit score in Cambodia, and exceeded 10 million dollars in just one year.
Kookmin Bank plans to target the digital financial market with face-to-face products to get ahead of Cambodia’s mobile financial market.
In October, Kookmin Bank launched a face-to-face deposit account service that allows customers to open bank accounts using the Liiv KB Cambodia app. Currently, we are trying to launch non-face-to-face salary transfer credit loan products.
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