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Dogs and cats are often considered members of the family by their owners. According to the ASPCA, during the COVID-19 pandemic, nearly 1 in 5 households (accounting for about 23 million households) purchased a cat or dog between March 2020 and May 2021. did.
In addition to procuring food, toys, and warm resting places, many of these pet owners pet insuranceThis unique form of protection works similarly to human health insurance. In exchange for a monthly premium, owners can purchase pet insurance for a variety of treatments, prescriptions and, in some cases, preventative measures.
But like life, car When travel insurancethere is a recommended time buy pet insurance.
If you’re entering the pet insurance market, or want to expand the protection your pet currently has, it’s helpful to consult an expert. They can answer your questions and provide estimates so you know what to expect.
When to buy pet insurance
Here are three ways to get pet insurance.
- when the animal is young
- before an existing condition occurs
- If you’re on a tight budget
when the animal is young
you can buy cheap life insurance when young and healthy. As you get older, health problems will occur more often and you will have to visit your doctor more often, which will increase your premiums. The same concept applies to pets.
you should buy pet insurance when the animal is young.for People who recently adopted or purchased a new puppy or kitten, must act now before costs rise. By setting policies from the first weeks or months of an animal’s life, owners can rest easy knowing their animals will be protected for years to come, and not break the bank in the process.
Get a quote now and check your new pet’s eligibility.
before an existing condition occurs
Not everyone can afford to buy (or adopt) an animal that is a few weeks old. So what about pets that are a little older? It also makes sense to insure them. This is especially true if you are healthy at the moment.
Unlike human health insurance, pet insurance existing stateIn fact, if the pet’s pre-existing condition is known, the pet may be denied insurance coverage, requiring multiple bills.
“Pre-existing state is anything that happens before enrollment or during the waiting period,” explains Fetch of The Dodo. “Like other providers, it doesn’t cover existing state.”
However, if your dog or cat is currently healthy, is not taking any serious medications, and is not being monitored for future conditions, you should get insurance while you can still get a good rate. If there is a problem in the future, it may apply at the current low cost.
If you’re on a tight budget
If you’ve had pets before, you already know how expensive a vet visit can be. Costs can vary significantly depending on many factors. This may or may not be manageable, leaving cost and care issues.
However Pet insurance can help by providing protection for various diseases and conditions. We also keep costs to a minimum by offering reimbursement for various visits and treatments. With a relatively low monthly fee (about $15 to $40 for cats and $30 to $70 for dogs), you can rest easy knowing that your next visit to the vet won’t be expensive. increase.
There are multiple ways get discounted pet insuranceThis can range from premium upfront discounts to lower rates for seniors and military personnel. So explore your options to see what cost savings you might qualify for.
Conclusion
There are many benefits to having pet insurance.. when However, buying it will go a long way in determining the price you pay. So if you fall into any of the above categories, it may make sense to act now to secure a good rate.
Have more questions? Contact a pet insurance expert to help you work out a plan that fits you and your budget, or use the chart below to find a provider.
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