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A new year brings determination to make your life better. Want to get rewarded for what you spend to reach your goals? Whether you want to travel more, live a healthier lifestyle, or generally improve yourself. Regardless, you can earn rewards and perks related to your New Year’s goals with the following credit cards.
Your New Year’s goal is to travel more
If you’re dreaming of flying to a new place or dreaming of finally making a cross-country drive a reality, there are credit cards that offer assistance or rewards. With your Travel Credit Card or Gas Credit Card, you can earn points, miles or cash back when you check off different destinations from your trip list.
If you fly frequently, consider Chase Sapphire Reserve.
Chase Sapphire Reserve® is one of the best travel credit cards available today. 10x points on hotel stays and car rentals with Chase Ultimate Rewards; 10x points on Lyft purchases (through March 2025); 10x points on Chase dining purchases with Ultimate Rewards; Earn 5x points on air travel and 3x points on general travel. 1X points on restaurant purchases and all other purchases. There’s also a welcome bonus of 60,000 points when you spend $4,000 within the first 3 months of account opening (thanks to this optional 50% point boost, worth $900 for travel when redeemed with Chase Ultimate Rewards ).
The most notable perk is that you get up to $300 in annual travel credit each year on your account’s anniversary. This can be used as a refund for eligible travel purchases. The card also offers up to $100 in credit towards Global Entry or TSA PreCheck if you want to travel faster. Additional benefits include Priority Pass Select airport lounge membership, access to exclusive amenities from our Luxury Hotels and Resorts collection, and comprehensive travel insurance.
It’s worth noting that Chase Sapphire Reserve has a hefty annual fee of $550 a year, but the card’s perks alone pretty much offset the cost in the first year. If you tend to travel multiple times a month (or even once a month for him), you should have no problem getting value from this card for years.
If you’re a casual traveler, consider the Capital One Venture Rewards credit card
You don’t have to be a jetsetter to take advantage of travel credit card benefits. For example, the Capital One Venture Rewards credit card has an annual fee of only $95 and gives you 5x miles on hotels and car rentals booked with Capital One Travel, and 2x miles on all other purchases, so you can travel casually. It’s a great option for people to consider. Plus, if he makes a $4,000 purchase within his first three months of opening the account, he’ll get a welcome bonus of 75,000 miles. This equates to a trip cost of $750. You can also receive up to $100 in credit toward Global Entry or TSA PreCheck.
Plus, you can maximize the value of your miles by transferring them to Capital One’s airline and hotel partners. According to our points and miles valuation, Capital One miles are worth approximately 2 cents each when transferred to high value partners.
If you love to travel, consider American Express’s Blue Cash Everyday Card.
Do you spend more time driving than flying? A card that rewards purchases at the pump, like American Express’s Blue Cash Everyday® Card, could lower the cost of upcoming cross-country trips you plan. help. The card offers 3% cash back on purchases at US gas stations, US supermarkets, and US online retailers (up to $6,000 annually in each category, then 1% cash back thereafter), plus everything else. Offer 1% cashback on purchases of
The card also has no annual fee and new cardholders can earn up to $250 in welcome bonuses in cash back. First he gets $100 cash back when he spends $2,000 in 6 months and up to $150 cash back when he checks out using the card. You can transact with merchants via PayPal within the first 6 months (20% back in statement credits). You also get benefits such as insurance against loss and damage to your rental car, purchase protection and access to the Global Assist Hotline.
My goal for the new year is to be healthy
Some of the most common goals going into the new year revolve around exercise and a healthier lifestyle. Some credit cards offer rewards for your spending and rewards.
If you want to go to the gym, consider the US Bank Cash+ Visa Signature Card.
Want to earn cash back rewards with your monthly gym membership? The US Bank Cash+® Visa Signature® Card can help you do just that, with no annual fee. This card offers 5% cash back on purchases in two categories of your choice (up to $2,000 on total purchases quarterly and 1% thereafter). Gym and Fitness Center is one of the 12 categories available.
Use this card to get 5% cash back on prepaid airline, hotel and car bookings through the US Bank Rewards Center, 2% cash back on one eligible daily category, and 1% on all other purchases can earn cashback. Plus, get a $200 welcome bonus when you spend $1,000 on your card within the first 120 days of opening your account. This can serve as an opportunity to purchase new workout clothes or running shoes (have cash ready).
If you’re more into home cooking, consider American Express’ Blue Cash Preferred Card.
Eating healthy is a big factor in losing weight, and what better way to stay on track than cooking your own meals? American Express’ Blue Cash Preferred® Card saves 6% on US supermarket purchases (up to $6,000 annually, then 1% thereafter), 6% cash back on select US streaming services, 3% cash back on transit and US gas station purchases, and all other Get 1% back on your purchase. Plus, the introductory annual fee is $0 for the first year ($95 per year thereafter). If you hit the $6,000 spending limit in the supermarket category, it’s only $360 cash back.
Blue Cash Preferred now also offers great fitness perks. Receive $10 monthly in statement credit, up to $120 annually in statement credit when you use your card to pay for your Equinox+ membership (registration required).
Your New Year’s Goal is to Improve Yourself
In general, there are ways to improve yourself, from building stronger relationships to improving your financial situation. We’ve listed some New Year’s goals to help you earn rewards along the way.
If you want to spend more time with your loved ones, consider the Capital One SavorOne Cash Rewards credit card.
The no annual fee Capital One SavorOne Cash Rewards credit card offers 8% cash back on purchases at Capital One Entertainment and 3% cash back on dining, entertainment and popular streaming services. Are you looking for new (or better) ways to spend time with family, friends and loved ones? Plus, SavorOne offers 5% cash back on hotel and car rental bookings through Capital One Travel, 3% cash back on grocery purchases (excluding superstores like Walmart and Target), and all other purchases. 1% cashback is also offered.
Whatever your goals are for the coming year, this card is a great choice. Watch a movie with your family, see a concert with your friends, or go on a date with your partner. Or maybe you’ve done all this and want to travel more. If so, this is the card to choose.
If you want to get out of credit card debt, consider the Citi Double Cash Card
Credit card debt can be easy to fall into, but hard to get rid of. Make this the year you pay off with a top balance transfer credit card like the Citi® Double Cash Card. The card comes with no annual fee and his APR of balance transfer for 18 months at 0 percent (then variable APR from 18.24 percent to 28.24 percent).
This offer allows you to write off your credit card debt in 18 months. You don’t have to pay any additional interest. And even after you’ve paid off your debt, it’s worth holding on to because this card offers the best flat rate cashback rate on the market today. Get 1% cash back on any purchase and an additional 1% cash back on any purchase. Therefore, this card can not only help you pay off your debts, but it can also reward you for not being in debt.
Conclusion
Whatever your New Year’s resolution, whether you want to travel more, get in shape, cook more at home, spend more time with your loved ones, or pay off your credit card debt, credits to help you reach your goals. I have a card. your goal. However, if none of the cards listed fit your goals this year, check out our CardMatch tool to find a card that might better suit your needs.
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