there are many Reasons to get pet insurance — From long-term cost savings to peace of mind and beyond.but there is much more Benefits if you are a new pet owner, especially when your dog is young.Actually that’s one best time to buy pet insurance.
This is because pet insurance tends to be cheapest when your puppy is young and healthy. This means less risk for pet insurance companies.
Are you a feisty new puppy owner? Then consider purchasing pet insurance early to ensure you have the coverage you need and at an affordable price.
3 reasons to get pet insurance for your puppy
Whether you’re a first-time pet owner or a professional, it’s never a bad idea to do some research, including evaluating or re-evaluating your insurance plan when it comes to protecting your furry friend.
of dog pet insurance cost Depending on the dog’s age, breed, location, and other factors, it’s often between $30 and $70 per month. Luckily, many pet insurance providers are flexible and can create more affordable plans for you. For example, pet insurance provider Spot advertises accident-only coverage as low as $17 a month. Speaking of costs, that’s one of the biggest reasons to get pet insurance early.
Here’s a breakdown of why it’s beneficial to have pet insurance for your new puppy:
- usually cheap
- more likely to qualify for compensation
- potential savings
usually cheap
If you get pet insurance when your pet is young and healthy, you can usually get a better price.
Fetch by the Dodo explains on their website:
Fetch also has a section dedicated to puppy insurance. It will take a few minutes to create your account. Start today!
Fetch pet insurance is available to any veterinarian in the United States or Canada. What’s more, there is no joining fee and you can cancel at any time. Fetch’s comprehensive puppy insurance can reimburse up to 90% of your veterinarian’s bill for accidents ranging from emergency veterinary trips to examination costs, swallowed objects and more. The Fetch site lists over 20 different cases.
please keep in mind Some varieties are more expensive Guaranteed better than others. For example, according to his LendEDU analysis of spot pet insurance data, monthly bills in Newfoundland he can exceed $100.
more likely to qualify for compensation
Older dogs are more likely to be covered by insurance. existing state Pet insurance plans typically don’t cover them.
“A pre-existing condition is an injury or illness that occurred or exhibited symptoms before coverage began or during the waiting period. A condition is considered pre-existing, whether or not it has been formally diagnosed or treated. The important thing is when or when it happened: the symptoms first appeared,” explains Spot in the FAQ section of its website.
“Pre-existing conditions are not covered, which means the more injuries and illnesses your pet experienced prior to registration, the more limited your coverage will be,” Fetch adds.
That’s why it’s important to start the process when your pet has no health issues. Enter your pet’s information and start shopping for a plan as soon as possible.
potential savings
Many people have pets, but Veterinary bills can be added instantlyJust like humans, pets’ health is unpredictable. If you don’t want to be stuck with money out of your pocket for expensive surgeries and treatments, consider getting pet insurance for peace of mind.
According to the American Society for the Prevention of Cruelty to Animals (ASPCA), you’ll spend over $3,200 on your dog in the first year alone, including grooming, veterinary visits, crates, and more. The ASPCA estimates that we will spend at least $410 annually on preventive medicine and routine care. And that doesn’t include the veterinary trip required in between.
If your pet has never had a health problem and you’re not worried about an accident, pet insurance may not save you more in the long run. Veterinary prices continue to rise as we face
It’s difficult to accurately calculate future savings, but here’s an example, according to Fetch:
- Ear infection visit cost: average $474
- Hospital visit cost for bloating: average $4,012
As you can see, these are dramatically different costs for each problem. Therefore, it is wise to always be prepared.