Editor’s note: I earn commissions from partner links on Forbes Advisor. Commissions do not affect editors’ opinions or ratings.
As the epicenter of religious history, Israel is a popular destination all year round. Many hotels, tours and excursions require advance payment. In many cases, these travel security deposits and expenses are non-refundable. Faith alone will not prevent unexpected travel problems. Therefore, it is recommended that you take out travel insurance to protect the money invested in your trip to Israel.
“Israel is a country of religious importance, offering travelers not only natural beauty but also wonderful museums, temples and religious tours for all,” said an AIG Travel Guard spokesperson. says Scott Adamski. “Get your comfortable shoes and explore the many wonders that make Israel an important and enjoyable destination.”
The best travel insurance companies offer policies for trip cancellations, trip delays and interruptions, travel medical expenses, and baggage coverage. Consider these benefits when considering travel insurance.
Compare and buy travel insurance
Trip Cancellation Insurance for Holy City Hold
A trip to Israel can take months to plan and years to save, but still, something can happen that prevents you from going. Applies if you need to cancel your trip for any unforeseen reason stated in the policy, such as illness, injury or death of a close relative. Trip cancellation insurance will reimburse 100% of prepaid, non-refundable travel costs.
Not all reasons for canceling a trip are covered by basic travel insurance. For example, if your grandson decides to stay home for the lead role in a high school play, you are not eligible to apply for a trip cancellation.
“Cancellation for any reason” travel insurance
To claim trip cancellation for any reason, add ‘Cancellation for any reason’ (CFAR) travel insurance to your policy. This upgrade typically adds 50% to your travel insurance premium. However, CFAR allows you to cancel your charge no matter what, as long as you cancel at least 48 hours before your scheduled departure time. CFAR insurance typically reimburses 75% of the cost of an insured trip. Must generally be purchased within 14 days of travel reservation.
Security Considerations in Israel and the Middle East
Civil strife, a concern for many visitors to Israel, is usually not covered by travel insurance, said Meghan Walch, spokesperson for travel insurance comparison provider InsureMyTrip. If you’re concerned about civil unrest being reported, we recommend purchasing the CFAR upgrade. “CFAR gives him the flexibility to cancel the trip at least two days in advance, for non-eligible reasons,” he says.
Terrorist attacks are covered by most travel insurance plans as long as you purchase the insurance before the incident becomes foreseeable. Get the maximum duration of the cancellation benefit. And don’t miss your allotted time slot to purchase CFAR or other time-sensitive benefits.
little by little!Travel Delay Insurance for Israel Travel
Included in comprehensive travel insurance, travel delay insurance can cover hotel, meals and other additional costs if your flight is delayed due to unforeseen events such as bad weather or mechanical problems with your plane. You can also get a refund of non-refundable travel expenses for part of your missed trip. Let’s say you arrive in Israel one day late due to delays. If you prepaid for your Tel Aviv tour, you can submit a claim to get your money back.
Please note that the Travel Delay Benefit has a required waiting time specified in the policy. For example, a delay of 6 hours or 12 hours may be required for late payment benefits to apply. Travel Delay Coverage also has a daily coverage and a total maximum coverage limit per person.
Travel interruption insurance in the Golan Heights
No one goes on a trip expecting to be home earlier than planned, but an emergency at home can cut your trip short. In that case, travel interruption insurance is a blessing. This coverage is included in our comprehensive travel insurance.
Trip Interruption Travel Insurance can pay for the cost of a last-minute return flight from Israel if you have to leave early for reasons covered by your policy. For example, illness, injury or death of a travel companion or immediate family member is covered by most policies. You can also claim prepaid non-refundable travel expenses that you will lose.
Not all problems and accidents are covered by standard travel interruption insurance. For example, if there is an ongoing clash of protesters on the Temple Mount in Jerusalem and you decide to skip that portion of your trip, you are not eligible to file a trip interruption claim.
“Interrupted for any reason” travel insurance
If you want the freedom to cut your trip short no matter what, you can purchase an “Interrupted for Any Reason” (IFAR) travel insurance upgrade. Purchasing an IFAR upgrade will add 3% to 10% to the cost of travel insurance, but depending on the policy, 50% or 75% of the insurance travel cost will be reimbursed. IFAR benefits are generally applied 48 or 72 hours after travel. Not all travel insurance companies offer IFAR upgrades.
Medical Issues While Traveling to Israel
Travel medical insurance is one of the most important considerations when traveling internationally. U.S.-based health insurance may not be available for travel, so we recommend contacting your health insurance company to see if you have global coverage.Elderly travelers should know that Medicare is not accepted outside the US
That is why it is so important to have travel medical insurance. We pay up to policy limits for doctors and hospitals, lab work, medicines, X-rays, among other medically necessitated expenses due to illness or injury. The best travel insurance plans offer coverage worth $500,000, but many plans offer less if you don’t think you need that much.
Emergency evacuation travel insurance
AIG Travel’s Adamski said that while Israel’s big cities have good medical care, some trips may take them to more remote parts of the country. If you get injured or become seriously ill while there, you may need immediate air transportation to reach a properly equipped medical center.
Adamski said medical evacuation can be expensive, ranging from tens of thousands to hundreds of thousands of dollars depending on location and condition. Therefore, it is wise to purchase a travel insurance plan that includes medical evacuation insurance. It pays the upper limit of insurance coverage for medevac services to the nearest appropriate treatment center.
Non-Medical Evacuation Travel Insurance
What if political or civil unrest erupts while you are in Israel and you feel unsafe? Some travel insurance policies include non-medical evacuation benefits to help you move to a safer place. said Megan Moncrief, spokeswoman for travel insurance comparison provider Squaremouth.
If you are concerned about civil unrest, consider purchasing insurance with non-medical evacuation coverage. For example, AIG Travel’s Travel Guard Deluxe includes up to $100,000 in security evacuation coverage.
Baggage insurance for travel to Israel
If your bag is lost or stolen, Baggage Insurance can reimburse you for the depreciation of your suitcase and its contents, up to policy limits. Be sure to read the policy for coverage limitations and exclusions per item.
Also, check if your baggage insurance is primary or secondary. If you are a primary, you will first make a claim for baggage insurance. If it is secondary, first claim your home insurance or renters insurance and then your travel insurance company.
Baggage insurance also covers your personal items while you are at your destination. If your backpack is stolen, you can request a refund. Be sure to get a theft report from your local law enforcement or tour leader. You will need this report when you submit your claim.
Compare and buy travel insurance for 2023
Compare quotes from over 22 travel insurance companies
How much does travel insurance cost for a trip to Israel?
The average travel insurance premium for a trip to Israel is $456. Based on Squaremouth data. Travelers have an average of $6,349 in insurance for their trip to Israel.
According to Forbes Advisor, the average cost of travel insurance is generally 6% of the travel cost. The cost of travel insurance is usually based primarily on travel costs and age.