11 Benefits of Capital One Quicksilver

Roman Tiraspolski/Getty Images

Capital One is one of the largest credit card issuers in the US, and for good reason. One of the ways the company attracts customers is by offering attractive remuneration and terms to borrowers. In 2013, Capital One launched Quicksilver, which simplifies rewards and offers several perks.

What are the benefits of having a Capital One Quicksilver card?

The Capital One Quicksilver credit card has become by far the most popular option, mainly because it offers multiple benefits.

1. signup bonus
2. low introductory interest
3. Easy-to-understand bonus structure
4. No annual fee
5. 5% cash back on all travel purchases made through Capital One Travel
6. 24-hour travel assistance
7. No foreign transaction fees
8. Exclusive reservations and dining experiences with access to Capital One Dining
9. Extended Warranty for Qualifying Purchases
10. Multiple redemption options
11. No minimum threshold to redeem earned cash

$200 signup bonus

The card comes with a competitive $200 sign-up bonus. To access the bonus, you must spend $500 within his first three months of account membership. $200 is a lower value than some cards, but the $500 spending limit makes it very easy to get bonuses.

Getting started with APR

0% annual rate upon inception is one of Capital One’s key Quicksilver benefits. A new cardholder will enjoy her 0% interest rate on purchases and balance transfers for the first 15 months of his account account her membership.APR is then .

However, you will be required to pay a 3% transfer fee to transfer your balance, and Capital One will charge your card’s standard interest rate on any remaining balance once the promotional period ends.

Easy-to-understand bonus structure

While some credit cards require you to track multiple categories to earn cashback rewards, this is not the case with the Capital One Quiksilver card. Comes with 1.5% unlimited cashback. So whether you buy gas, eat at a restaurant, or shop for groceries, you’ll see a 1.5% profit.

No annual fee

Many credit cards include an annual fee. Banks design these fees to cover the lender’s maintenance and administration costs. But don’t worry, the Capital One Quicksilver credit card has no annual fee.

Unlimited 5% Back On Your Purchase At Capital One Travel

Capital One offers Quicksilver cardholders unlimited 5% cash back on all travel purchases booked through Capital One Travel. The company offers advice on when to book at the lowest price for your trip, whether you’re booking airfare, a hotel, or a rental car.Capital One will refund a certain amount if the price drops after you book. To do.

24-hour travel assistance

Traveling is fun, but it can also be hard. Booking mistakes and other issues can turn a dream vacation into a nightmare. If Capital One Quicksilver cardholders have these issues, they can also access the company’s free 24-hour travel assistance team to find solutions.

No foreign transaction fees

If you travel frequently or make online purchases at foreign merchants, the Capital One Quicksilver card is your best option. This is because the card has no foreign transaction fees. Credit card companies typically charge a 1% to 3% fee for international transactions, so this can be a big savings.

capital one dining

All Capital One Quiksilver members have access to Capital One Dining. Through this service, you can access exclusive reservations at award-winning restaurants. You can also get tickets to special events and culinary experiences you will never forget.

extended warranty

It’s nice to know that when you buy something, it will last for a while. If not, the company will replace it. Capital One gives cardholders peace of mind by offering a complimentary extended warranty on qualifying purchases with Quicksilver credit cards.

Multiple redemption options

We recommend having a reward credit card that offers multiple options for redeeming rewards. The Capital One Quicksilver credit card fits that purpose. Cardholders can redeem rewards with PayPal as a credit on their credit card statement. You can also use rewards to pay for purchases in real time.

Redeem cashback for any amount

You don’t have to rack up cashback rewards until you reach the minimum threshold to redeem them with your Capital One Quicksilver credit card. This is because there is no minimum threshold to speak of. Cashback rewards can be redeemed for $1, $100, or whatever amount you prefer.

final take

The Capital One Quicksilver credit card offers several benefits. If you don’t have one in your wallet yet, consider applying now.

Prices are subject to change. Prices are updated periodically unless otherwise stated. All other information regarding your account is accurate as of November 10, 2022.

Editorial note: This content was not provided by the organizations featured in this article. The opinions, analyses, reviews, ratings, or recommendations expressed in this article are those of the authors only and have been reviewed, endorsed, or otherwise endorsed by the bodies named in this article. Not a thing.