8 best places to make money right now

Courtney Hale/iStock.com

Unexpected or unexpected expenses may occur. If you don’t have an emergency fund to turn to, you’re probably thinking, “I need money now,” and you don’t know where the money is. If payday is too far away for any help, there are options and strategies that can help you find the quick cash you need to solve the problem.

1. Sell items

The quickest way to get cash when you realize you need money right now is to look at what you have and sell it. Selling things is a good way to organize your life. Especially if you don’t use the product you’re trying to sell.

Some of the most profitable items that can be sold for instant cash are:

• Electronic devices such as mobile devices and video game consoles
• jewelry, especially gold
• designer goods
• goods

Sources such as OfferUp, eBay, Craigslist, Facebook Marketplace, Swappa (for mobile devices/electronics), and Poshmark (for clothing and accessories) are good options, depending on the item you’re trying to sell. In most cases, all you need is a clear photo of the item you are trying to sell and a listing.

Find out the price of an item so that it sells quickly. Also, if you’re interested in an item for sale, be very careful when closing deals to avoid getting scammed, especially on his Craigslist, OfferUp, and Facebook Marketplace.

2. Grab the side hustle

If you’ve exhausted your chances of selling items, another good option is to make some quick cash by doing a side business. Some gigs don’t require any special skills to make money. The following platforms can help you grow your income quickly.

Grocery and Grocery Delivery

You can make quick money by working as a delivery driver. Most require a mobile phone and app download, a driver’s license and an insured vehicle. If you meet the app requirements, you can start earning cash today. Platforms worth trying include:

driver

Uber and Lyft are the two most popular apps for rideshare drivers. You can work in your spare time to raise the cash you are looking for. You can often earn more by working overtime.

If you don’t feel comfortable driving a passenger, you can also work as a package delivery driver for Amazon Flex.

Earn Rewards

Certain websites partner with brands that pay you to complete surveys, watch ads and videos, play games, shop online, and more. Signing up is easy. In many cases, all you have to do is enter your email address to get started and your PayPal account to cash out. Otherwise, you can cash out with an electronic gift card. Here are some cash reward websites worth checking out:

teach online

No special skills are required to teach online. You can teach English to foreign students through websites such as VIPKid. Or you can become a homework tutor and promote your services on Wyzant and TutorMe.

3. Rent

There are websites where you can list and rent your belongings. Would you like to make some money with your existing assets, especially if you don’t use them all the time? Tools, spare rooms, and vehicles are a few options. Platforms worth checking out are:

4. Use a credit card

Having a line of credit in place is a lifesaver in an emergency. You can cover last-minute expenses by making purchases using your credit card or by taking advantage of cash advances.

please keep in mind

Cash advances have higher fees than regular purchases. In both cases, you will have to repay the card balance. Pay your installments on time to avoid damaging your credit and incurring additional fees and financial costs.

5. Take out a personal loan

If your credit card limit is not enough to cover your necessary expenses, a personal loan may be an alternative. However, personal loans often take longer to apply and get approved and require good credit.

For those struggling to get a personal loan, payday loans and bad credit loans are available, but the interest rates are so high that if you can’t pay it off quickly, it can cause you bigger problems down the road. Consider them as a last resort.

6. Find public funds

Depending on the costs you are struggling with, you may be able to find public or community funding. There may be a non-profit organization or church near you that can help. Some communities may offer short-term assistance to help with rent and utility bills. Some hospitals may offer subsidies or even wipe hospital bills if you can’t afford it. The key is to research what is available in your town to find the help you need.

7. Pawn shop

If you have a valuable item that you are not ready to sell, you can pawn it. Want to know how pawns work? When you bring your item to the pawn shop, the person in charge will appraise the item and determine its value. They lend you cash according to the value of the goods.

Accepting a loan makes payments, but gives you a certain period of time to pay off the loan. In that case, the goods will be returned. If you cannot repay the loan, the pawnbroker will keep the item and resell it to recover your money.

8. Seek forgiveness

Forgiveness basically means requesting a temporary extension of the payment deadline. This option won’t give you any cash, but it will free up the money you would normally spend. Be clear about your responsibilities before choosing to delay a payment due date. Payment must be completed in the future. Make sure you can afford to pay later to avoid financial trouble.

remove

Needing money now can happen to anyone. After all, life tends to throw curveballs at times. The options in this guide are some of the fastest ways to get cash. Look for creative ways to help avoid debt in the first place.