Dairyland Insurance Reviews: 2023 Guide

Dairyland Insurance is known for providing auto insurance that covers different types of vehicles such as motorcycles and snowmobiles. The company is also a good option for high-risk drivers who struggle to get affordable insurance from larger providers.

The Guides Auto team reviews Dairyland’s costs, customer experience, coverage and reputation to help you choose the ideal auto insurance policy for your needs.Our experts are also national best car insurance Companies if you are looking for Compare car insurance quotes.

Using our methodology, our team of review experts assign Dairyland Insurance a score of 7.3 out of 10.0. This makes him the 30th best insurer in our ranking. Dairyland has a good reputation and is available in almost every state, but its high cost and limited coverage options give it a low score.

Dairy insurance rating

*Ratings are determined by the Editorial Review Team. See below for more information on how the scoring is done.

Is Dailyland Insurance Good?

Dailyland insurance is a good option for drivers who cannot easily obtain a policy from other auto insurance companies because their driving record has accidents, drunk driving, or other traffic violations. Dairyland is not the best option for most drivers due to high rates and low customer service ratings.

Pros and Cons of Dailyland Insurance

Below are the pros and cons of Dairyland’s insurance products.

Established: 1953

Better Business Bureau (BBB) ​​ratings: A+

AM Highest Financial Strength Rating: A+

Dairyland Insurance was founded in Stevens Point, Wisconsin and has been in business for 70 years. In the meantime, the company has expanded vehicle coverage to his 38 states. In 1966, Dairyland became a subsidiary of Sentry Insurance, a company specializing in business coverage. Today, Dairyland is a reputable company with high ratings from both AM Best and BBB.

Dailyland Customer Reviews

Dairyland has lower customer review ratings on average when compared to other auto insurance companies.According to the National Association of Insurance Commissioners (NAIC), the Dailyland complaint index is 1.41This means there are 41% more complaints than the industry average.

Below you can see how Dairyland’s complaint results align with NAIC results from other major providers. Outside of Liberty Mutual, most major auto insurance companies have fewer complaints than his Dairyland.

Our review team reached out to Dairyland for comment on customer complaints and received the following response:

“We pride ourselves on being a high service provider and our customers are extremely satisfied. We encourage you to visit his website with nearly 7,000 customer reviews. NAIC complaint rates are widely available, but be careful not to overestimate them. These ratios can be significantly influenced by the markets served by the carrier (high risk, preferred, etc.) and the level of first-party he coverage the carrier offers. ”

Dairyland Auto Insurance Review: BBB Rating

Dairyland has an A+ rating from the BBB, with an average customer review rating of 1.1 out of 5.0 stars on their site. Many negative reviews from policyholders center around the company’s claims process. Some reviews mention poor customer service. Some even discuss false claims filed against drivers for accidents that were not the driver’s fault.

Dairy insurance app

Dairyland’s mobile app has relatively low reviews compared to other insurance companies’ apps.in the app 3.7 star rating with Google Play 2.9 Star Rating in the app store.

Our review team reached out to Dairyland for comment on the BBB and the app’s customer review scores, but did not receive a response.

Our team was unable to find any information available regarding exact rates for Dairyland auto insurance policies. And the minimum liability car insurance averages can give you an idea of ​​how much to pay for Dairyland premiums.

Below are the nationwide monthly and annual averages for full coverage and minimum liability policies from Sentry Insurance.

Sentry’s national average for full coverage auto insurance is almost double the national average of $1,730 annually. The same is true for the average national minimum liability coverage of $635. These numbers are based on his 35-year-old driver profile with good credit and a clean driving record.

Dairyland tends to set competitive rates for drivers deemed high risk by insurers. These are drivers with multiple speeding tickets on their driving record, accidents at fault, or convictions for DUI.many high risk driver Dairyland can be a viable option as insurance is often hard to find from other providers.

Dailyland Auto Insurance Discounts

Dairyland can be a more expensive insurance option, but one of the positives is that car insurance discount Help lower your insurance premiums. Below is a list of discounted products available at Dairyland.

• Discount for multiple units: Save money by insuring multiple vehicles with Dairyland.
• advance quote discount: this applies to you car insurance premium If you get a quote at least one week before the date you need insurance.
• transfer discount: If you’ve been insured with another carrier for at least 6 months, you can save money by switching to Dairyland.
• Multiple payment discount: Get discounted rates when you pay quarterly, semi-annually, or annually instead of monthly premiums.
• homeowner discount: You can get some money back with homeowners insurance or, in some states, renters insurance.
• Conservative driving discount: Passing a defensive driving course can save you money on your car insurance.
• Anti-theft discount: Securing your car with an anti-theft device is another way to earn discounted fares.

For 70 years, Dairyland has offered drivers a variety of coverage options. However, it is not available in all states.

Dairyland Insurance: States Available

Dairyland offers auto insurance in 38 states, including:

Dairyland Insurance: Standard auto coverage options

Like most providers, Dairyland offers 6 standards. Types of car insuranceLiability Coverage, Comprehensive Insurance, and Collision Coverage constitute Full Coverage Insurance.

This table shows the various options available from Dairyland.

Additional Dailyland Auto Insurance Options

Dairyland also has some auto insurance add-ons in addition to the standard coverage options.

• Scope of application of special equipment: This covers any special aftermarket parts or other touches you may have added to your vehicle after purchase.
• towing range: Wrecker coverage helps you get your vehicle to a repair shop in the event of an accident.
• Rental coverage: Rental Coverage coverage is applied to cover the rental car payment if the vehicle becomes unusable for an extended period of time.
• Coverage of liens: If you’re leasing or purchasing a vehicle that you want to add up before paying off, this coverage can help cover some of those costs. This is also useful if you want to save even if your deductible is low.

If you own a vehicle other than a car, Dairyland also has options to ensure insurance coverage. Below is a breakdown of the company’s insurance products for motorcycles and off-road vehicles.

Dailyland Motorcycle Insurance

Dairyland offers bike insurance for a diverse collection of bikes, including cruisers and sport bikes. Coverage choices are:

• responsibility
• collision
• comprehensive
• Scope of application of options/special equipment
• Coverage for replacement costs
• roadside assistance

Dairyland also offers discounts on motorcycle insurance for insurance customers who own multiple bikes and homes. Discounts are also available for drivers who are members of the Harley Owners Group.

Dailyland Off-Road Vehicle Insurance

If you own an ATV, moped, dirt bike or snowmobile, Dairyland offers coverage to protect you while you enjoy your off-road fun. Off-road insurance is an important additional layer to add for potentially dangerous activities.

If you live in a town that allows 4-wheel driving on the highway, you may need off-road coverage. Dairyland offers the following options for off-road vehicles:

• responsibility
• collision
• comprehensive
• Medical bills
• PIPs
• hmm
• guest passenger
• Options/special equipment
• submerged
• Enhancing Permissive Use
• Scope of application of transport trailers

Dairyland also offers various discounts on off-road insurance, but not all of these discounts are available for all vehicles and vary by state.

Dairyland Insurance is not the best choice for most drivers due to high premiums, poor customer service ratings and average insurance options. However, it can be a more competitive option for new drivers or those with extensive driving records.Dairyland is also suitable for those who need motorcycle or off-road vehicle insurance.

Dairy insurance alternatives

We have reviewed and evaluated some of the top auto insurance companies on the market. If Dairyland doesn’t seem like a good choice, USAA and Geico May be better suited for your insurance needs.

USAA: Low Rates for Military

We rank USAA among the top five auto insurance providers for several reasons. The company offers consistently affordable pricing for most driver profiles, an amazing customer service track record and generous discounts. Often rated highly in JD Power surveys and other industry reviewers. If you are an active duty military member, a veteran, or a spouse or child of one, you may qualify for USAA auto insurance.

read more: USAA insurance review

Geico: Affordable for most drivers

Geico is the top insurance provider with an overall score of 9.1 out of 10.0. In addition to having the most affordable rates in the country, Geico offers many discounts that make saving easy. One example is DriveEasy, Geico’s usage-based insurance program that helps drivers save money when practicing safe driving habits.

read more: Geico insurance review

our methodology

Consumers trust us to provide objective and accurate information, which is why we have created a comprehensive rating system to create a ranking of the best auto insurance companies. We collected data from dozens of auto insurance companies and rated the companies on various ranking factors. The final result is an overall rating for each provider, with the insurer with the most points at the top of the list.

The factors that our rating takes into account are:

• cost: Both auto insurance rate estimates and discount opportunities generated by Quadrant Information Services were considered.
• coverage: Companies that offer a variety of options for insurance coverage are more likely to meet consumer needs.
• reputation and experience: Our research team considered market share, ratings from industry experts, and years in business in giving this score.
• availability: Auto insurance companies with more availability in the state and few eligibility requirements scored the highest in this category.
• customer experience: This score is based on the volume of complaints reported by the NAIC and customer satisfaction ratings reported by JD Power. We also looked at the responsiveness, friendliness, and helpfulness of each insurer’s customer service team, based on our own shopper analysis.

Our Qualifications:

• 800 hours studied
• 45 companies examination
• 8,500+ consumers investigated

*Data is at the time of publication.