[ad_1]
baramee2554 / iStock.com
Credit cards can be powerful financial tools. Earn credit scores, earn rewards and travel, and get cash back on every purchase. But with so many options available, choosing the best credit card for your needs can be difficult.
CardCritics, GOBankingRates’ resident credit card experts, helps you narrow your search with research-backed recommendations to find the best credit cards in a variety of categories, including travel, rewards, balance transfers, and more. To choose the best, CardCritics analyzed the rewards, fees, interest rates, sign-up bonuses, perks and perks on offer, and more.
Here are the credit cards named Best Credit Cards of 2023:
Best Travel Credit Card: Capital One Venture X
Frequent travelers can enjoy significant benefits with the Capital One Venture X credit card. This card offers great sign-up bonuses, anniversary bonus miles, annual travel credits, credit for Global Entry or his TSA PreCheck. The card has an annual fee, but for those who make the most of the card’s offerings, perks cover the fees and can even cover some of them.
Here are GOBankingRates’ picks for the top 10 best travel credit cards:
- Capital One VentureOne Rewards
- Barclays JetBlue Plus Card
- Wells Fargo autograph card
- Chase Southwest Rapid Rewards Priority Credit Card
- US Bank Altitude Connect Visa Signature Card
- Chase Southwest Rapid Rewards Premier Credit Card
- Capital One Venture Rewards
- TD First Class Visa Signature Credit Card
- american express platinum card
Methodology: CardCritics identified the best travel credit cards by analyzing the following factors: (1) Annual Fee. (2) Purchase APRs. (3) Promotional APRs. (4) Signup Bonus. (5) Rewards and Features. (6) Foreign Transaction Fees. (7) Travel Awards. (8) Individual Point Ratings. All fees and rates are subject to change at the discretion of the credit card issuer. Depending on how the web page was accessed, some bonus offers may no longer be available on his website of the credit card issuer. All data is obtained from each financial institution’s website or promotional materials and is current as of August 18, 2022. Please review the terms and conditions before opening an account. To be considered, the card had to be sponsored by an airline or the trip had to be a points/cashback redemption option.
Best Rewards Credit Card: Chase Freedom Unlimited
With no annual fees, the Chase Freedom Unlimited credit card is an attractive option for those looking to earn cash back on every purchase. The Chase Freedom Unlimited card not only offers higher cash back rates than most rewards cards on all purchases, but also offers additional cash back at restaurants, takeout, and eligible delivery services. drugstore purchases; travel purchased through Chase Ultimate Rewards; Cashback rewards never expire as long as your account is open. Also, there is no minimum amount to redeem cashback.
Other top picks for Best Rewards credit cards from GOBankingRates include:
- american express blue cash preferred card
- Capital One VentureOne Rewards
- Wells Fargo autograph card
- Capital One SavorOne Rewards
- Chase Freedom Flex Credit Card
- US Bank Altitude Go Visa Signature Card
- Regions Prestige Visa Signature Credit Card
- US Bank Altitude Connect Visa Signature Card
- City Rewards + Card
Methodology: CardCritics identified the best rewards credit cards by analyzing the following factors: (1) Annual Fee. (2) Purchase APRs. (3) Promotional APRs. (4) Signup Bonus. (5) Rewards and Features. (6) Accessibility. (7) Evaluation of Reward Points. All fees and rates are subject to change at the discretion of the credit card issuer. Depending on how the web page was accessed, some bonus offers may no longer be available on his website of the credit card issuer. All data is obtained from each financial institution’s website or promotional materials and is current as of August 11, 2022. Please review the terms and conditions before opening an account.
Best cash back credit card: Chase Freedom Unlimited
The Chase Freedom Unlimited card was named GOBankingRates’ Best Cash Back Credit Card in addition to Best Rewards Credit Card, thanks to its high level of cash back rewards across many categories.
Other cards cut in this category are:
- Capital One SavorOne Rewards
- american express blue cash preferred card
- Chase Freedom Flex Credit Card
- PNC Cash Rewards Visa Credit Cards
- Bank of America Customized Cash Rewards Credit Card
- Discover Cash Back Credit Card
- American Express Blue Cash Everyday Card
- BMO Harris Bank Cashback Mastercard
- US Bank Cash+ Visa Signature Card
Methodology: CardCritics analyzed the following factors to identify the best cash back credit cards. (1) Annual Fee. (2) Purchase APRs. (3) Promotional APRs. (4) Signup Bonus. (5) Rewards and Features. (6) Accessibility. All fees and rates are subject to change at the discretion of the credit card issuer. Depending on how the web page was accessed, some bonus offers may no longer be available on his website of the credit card issuer. All data is obtained from each financial institution’s website or promotional materials and is current as of August 10, 2022. Please review the terms and conditions before opening an account. To qualify, the reward had to be in the form of cashback.
Best Balance Transfer Credit Card: Union Bank Platinum Visa Credit Card
The Union Bank Platinum Visa Card was named Best Balance Transfer Credit Card by GOBankingRates due to its long lead time. We offer a low introductory APR for purchases and balance transfers for 15 months after account opening and a low introductory balance transfer fee for transfers completed within 60 days of account opening. Also, there is no annual fee to worry about.
Here are the top 10 best balance transfer credit card categories:
- Bank American credit card
- Capital One SavorOne Rewards
- Navy Federal Credit Union Platinum Credit Card
- Fifth Third Bank really simple credit card
- American Express Blue Cash Everyday Card
- Chase Freedom Flex Credit Card
- amex everyday credit card
- Bank of America Customized Cash Rewards Credit Card
- Truest Future
Methodology: CardCritics identified the best balance transfer credit cards by analyzing credit cards offered by all banks and the three largest credit unions with total assets over $100 billion, along with the following factors: Transfer; (2) 0% APR length of purchase; (3) Balance Transfer Rate. (4) Direct Transfer Fees. (5) Annual Membership Fees. (6) purchase APRs; (7) Signup Bonus Percentage. (8) Benefits associated with the Card that may extend its value beyond the promotional APR period. (9) Accessibility. All fees and rates are subject to change at the discretion of the credit card issuer. Some offers may not be available on the credit card issuer’s website depending on how the web page was accessed. All data is obtained from each financial institution’s website or promotional materials and is current as of August 8, 2022. Please review the terms and conditions before opening an account. It had to be 0% to consider the introduction APR for the balance transfer.
Best airline credit card: Delta SkyMiles Platinum American Express Card
The Delta SkyMiles Platinum American Express Card allows cardholders to earn miles for every dollar spent and additional miles on Delta purchases, hotels, restaurants and groceries. And when you fly with Delta, you get extra benefits like free checked bags, priority boarding, discounted lounge access, annual companion certificates and more on every flight. There’s an annual fee, but with Global Entry or TSA PreCheck statement credits, you get your money’s worth between that and the aforementioned perks.
If Delta isn’t your preferred airline, consider other top options in the Best Airline Credit Cards category.
- Chase Southwest Rapid Rewards Priority Credit Card
- Chase Southwest Rapid Rewards Premier Credit Card
- chase united quest card
- Chase United Gateway Credit Card
- Chase United Explorer Card
- Chase Southwest Rapid Rewards Plus Credit Card
- Chase United Club Infinite Card
- Barclays AAdvantage Aviator Red World Elite Mastercard
- Delta SkyMiles Gold American Express Card
Methodology: CardCritics identified the best airline credit cards by analyzing the following factors: (2) Foreign Transaction Fees. (3) Annual Fees. (4) normal his APR of purchase; (5) Signup Bonus. (6) Total Airline Destinations. (7) Passenger totals for 2019. (8) Destination Total. (9) Fleet size. (10) Number of significant travel awards. Travel benefits include priority boarding, free checked baggage, airport lounge access, companion certificates and onboard discounts. All fees and rates are subject to change at the discretion of the credit card issuer. Some offers may no longer be available on his website at the credit card issuer, depending on how the web page was accessed. All data is obtained from the websites or promotional materials of each financial institution or airline and is current as of August 9, 2022. Please review the terms and conditions before opening an account.
[ad_2]
Source link
