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Insider experts select the best products and services to help you make smarter decisions with your money (here’s how). In some cases, we receive commissions from our partners, but our opinions are our own. Terms apply to offers listed on this page.
reach financial personal loan
Reach Financial Personal Loan
commission
Origination fees range from 0% to 5% with a late fee of $15
Reach Financial Personal Loan
commission
Origination fees range from 0% to 5% with a late fee of $15
Reach Financial website
loan details
commission
Origination fees range from 0% to 5% with a late fee of $15
pros and cons
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Pros and Cons of Reach Financial Personal Loans
Compare personal loan interest rates
Reach Financial is ideal for borrowers with excellent credit who want to consolidate their debt at low interest rates. Reach Financial offers great lowest rates you won’t find anywhere else. Additionally, many lenders are not particularly accommodating with debt consolidation, so Reach Financial may be better able to assist you with the process.
Borrowers who want to take out a loan for another purpose cannot use this lender, nor are residents of the 10 states eligible.
Reach Financial Personal Loan Comparison
Compare Reach Financials
Editor’s rating
Normal APR
5.99% to 35.99%
Editor’s rating
Normal APR
Annual interest rate 7.99% – 24.99%
Editor’s rating
Normal APR
7.99% – 23.43% (including all discounts)
Reach Financial has no minimum credit score requirements. Payoff has a lower credit score requirement than SoFi, but Payoff may charge a higher maximum APR if your credit is not in good standing. If you have good credit, you may get the lowest rates with Reach Financial.
Both Reach Financial and Payoff are for borrowers looking to consolidate their debt. Her SoFi is the only loan the borrower can take out for other purposes.
See how personal loans are rated »
Frequently Asked Questions
Reach Financial is a Better Business Bureau accredited company and has an A+ grade from the organization. BBB is a non-profit organization focused on consumer protection and trust. We evaluate companies on their responsiveness to customer complaints, honesty in their advertising, and honesty in their business practices.
Reach Financial is not involved in the recent controversy.
There is no minimum credit score required for Reach Financial personal loans. Instead, the company considers the overall financial situation when making the final lending decision.
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