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Please don’t repeat my mistake.
Key Point
- I have made several money mistakes over the years.
- I didn’t have pet insurance when my dog was a puppy and have been paying premiums ever since.
Money mistakes are part of life and I’ve made some mistakes in life like opening too many credit cards in college. , there is one error that has bugged me for years and cost me tens of thousands of dollars.
This money mistake continues to cost me to this day
The biggest money mistake I ever made was not getting pet insurance when my dog was young and healthy.
My dog joined my family nearly 16 years ago when I was quite young myself. I wasn’t familiar with the details of pet insurance, nor had I given much thought to how much it would cost to care for a pet in its lifetime. Most of the care (such as routine puppy vaccinations and spays) are considered wellness care and were not covered by the policies I saw. So I didn’t see the point of paying for insurance premiums.
Unfortunately, this decision has cost me a lot of money over the years I’ve had dogs. is. And I want to make sure she gets the best care for her, so I paid big bucks for everything she needs for the rest of her life.
Molly is a wonderfully healthy dog, but has developed many minor issues over time, including a propensity for airborne infections requiring veterinary visits and prescription treatments.
When she was 12, she also developed mitral valve disease, leading to costly surgery on her “arm and leg.” The surgery was done in the UK and I had to take her overseas so it wouldn’t have been covered by the US veterinary insurance company, but the cardiologist visits she needed before and after the surgery were We would have been paid. That alone would have saved us over $1,500 a year.
buy pet insurance Previous your dog develops a pre-existing condition
My mistake cost me a lot of money, but luckily I was able to access my emergency savings and start a Pet Care Savings Fund so Molly can get all the medical services she needs. It could have been worse if I hadn’t been in the financial position to do it.
Now that I know how big fallout can get, this is a money mistake I will never make again. I know now Purchasing insurance for a young dog is very affordable and ensures that coverage is maintained even in the event of old age or serious illness.
Shopping can make your premiums very affordable, and the peace of mind and financial savings you get from having the right policies in place are invaluable.
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