Pet insurance is a valuable and cost-effective way to protect your dog or cat in the event of an emergency, illness, or routine medical care. Owners can choose to pay the provider a moderate monthly premium.for annual payments. Either way, owners can rest easy knowing their pets and bank accounts are protected.
However, as with most financial products, the timing of your purchase is important. Pet insurance is no exception. To take full advantage of this unique financial protection, prospective policyholders should ensure that they purchased their insurance at the most opportune time. For most pet parents, that means acting sooner or later. The reasoning behind this timing suggestion concerns both cost and care.
If you’re in the market for pet insurance, start by getting a free quote so you know exactly what to expect.
Two Main Reasons to Buy Pet Insurance Now
Here are the two main benefits of securing pet insurance now.
at a lower cost
The sooner you apply for pet insurance, the better. Of course, if you want cheaper insurance. Pet insurance works like most traditional insurance types in the sense that it’s cheaper for younger, healthier applicants. The older your pet, the higher the risk of getting insurance and the more likely it is that you will need ongoing medical care. That risk and extra care will result in more bills to be paid by insurance companies. That is reflected in higher insurance premiums for owners.
“As pet owners get older, they eventually need more healthcare…and the same goes for their pets,” says pet insurance company Lemonade. When you purchase pet insurance, the age of your pet affects your monthly premium.”
“Although the cost of food, toys and treats remains fairly constant throughout a pet’s life, unexpected medical costs can rise sharply as your pet ages,” explains insurer Pets Best. .
Low prices are undoubtedly the number one reason to buy pet insurance right away. If you wait each year, you run the risk of having to pay more as your coverage may decrease. Check our prices now to see what your pet qualifies for.
Pet insurance doesn’t always work like human health insurance. Case in point: Pet insurance companies can decline coverage for pets.So you need to act quickly before nagging medical issues arise and hinder your coverage options.
“Pre-existing state is anything that happens before enrollment or during the waiting period,” explains Fetch of The Dodo. “Like other providers, it doesn’t cover existing state.”
Spot pet insurance also does not protect against this type of medical problem.
“Pre-existing conditions are injuries or illnesses that occur or present symptoms before coverage begins or during the waiting period,” they explain on their website. It is considered pre-existing whether or not it has been, the only thing that matters is when it occurred or when the symptoms first appeared.”
Luckily, if you act now when your pet is young and healthy (and before any new health conditions appear), you can put your pet into stronger coverage. Insurance is more likely to apply only to selected items.
Start shopping now and find out what protection your pet is entitled to. Use the table below to compare the top providers on the market.
Pet insurance can be a valuable and cost-effective alternative to expensive veterinary bills and treatments. However, to make the most of your potential plans, we recommend that you act quickly. Get pet insurance now and get more comprehensive care at a lower cost.
Get a customized pet insurance quote today.