Chase Freedom Flex℠ is the premier cashback card that offers high reward percentages in rotating bonus categories in addition to a daily balance of bonus categories. With no annual fee, long APR introductory period, and decent sign-up bonuses, Freedom Flex could be the perfect cashback card for some consumers.
While its earning potential is enticing, what makes Freedom Flex a true home run is the array of additional perks that come with the card. Keep reading to learn more about the benefits available to Freedom Flex cardholders.
Chase Freedom Flex Travel Benefits
The Chase Freedom Flex is not a travel rewards card, but it offers cardholders some travel protection.
Auto rental collision damage waiver
If you rent a car while traveling and use Freedom Flex to pay for your purchase, this card provides secondary car rental coverage for most US and international rental cars. To receive coverage, you must decline the car rental company’s collision insurance.
Trip cancellation/interruption insurance
Non-refundable trips typically cost less than refundable options, but you can lose a significant amount of money if your trip is canceled or interrupted due to illness, weather, or other hardships With Freedom Flex, you’ll be eligible for a refund of up to $1,500 per person and $6,000 per ride on prepaid, non-refundable fares for qualifying events.
Travel and emergency assistance services
Emergencies can happen at any time, even when you’re not home. Freedom Flex comes with travel and emergency assistance via phone support. Benefits administrators provide medical and legal referrals and other assistance as needed. Cardholders are financially responsible for any goods or services obtained through the Service.
Chase Freedom Flex Purchase Protection
cell phone protection
Get up to $800 per bill and $1,000 per year in cell phone protection when you pay your cell phone bill with a Freedom Flex Card. This service covers your phone for theft or damage on your monthly mobile phone bill. There is a $50 deductible per claim, and you can make up to two claims in a 12-month period.
With Freedom Flex, all new purchases are protected against damage and theft up to $500 per claim, totaling $50,000 per account.
extended warranty protection
When you purchase a card with a US manufacturer’s warranty of 3 years or less, you’ll receive an additional 1 year of warranty protection through Chase.
24/7 Fraud Monitoring
Chase monitors your Freedom Flex card to protect you from fraud. You can choose to receive alerts by text, email, or phone when unusual activity is detected.
Freedom Flex cardholders can check their credit score and credit health through Credit Journey, Chase’s credit monitoring service. The service provides a weekly credit score and access to several resources to help build your credit. Credit Journey also sends alerts when it detects potential fraud.
Chase Freedom Flex Mastercard Benefits
Part of the World Elite Mastercard card family, the Freedom Flex offers several valuable benefits for Mastercard cardholders.
Earn $5 in Lyft credits when you take 3 Lyft rides within a month and pay with your Freedom Flex card. The card also earns 5% cash back on Lyft rides through March 2025.
The Freedom Flex card also comes with a free 1 year membership to ShopRunner. ShopRunner is an online service that offers his free 2-day shipping and free returns at hundreds of popular online retailers.
Moviegoers with a Freedom Flex card can receive $5 Fandango rewards for every $20 spent on Fandango or Fandango’s streaming service.
Cardholders get three months free access to DashPass, DoorDash’s membership program. DashPass offers unlimited shipping with $0 shipping on qualifying orders and discounted service charges. Must be activated by December 31, 2024 to receive this offer.
Maximize Chase Freedom Flex
As with most rewards credit cards, the Chase Freedom Flex benefits only add value if they add value to your existing spending habits.
Of course, whether Chase Freedom Flex deserves a spot in your cashback strategy also depends on the card’s ongoing reward structure, intro APR offers, and welcome bonuses. Read our Chase Freedom Flex review for specific information on the details of these cards.
Chase Freedom Flex not only stands out among cashback cards, but is packed with perks worthy of the right individuals. Consider our list of the best cash back credit cards before deciding whether to apply. I don’t know if other options will intrigue you.